*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

    :root {
      --ink: #0e0f11;
      --ink-2: #3a3c42;
      --ink-3: #6e7180;
      --surface: #f7f5f1;
      --surface-2: #eeebe5;
      --surface-3: #e3dfd7;
      --gold: #b89a5a;
      --gold-light: #d4b87a;
      --gold-pale: #f2ead8;
      --white: #fdfcf9;
      --border: rgba(14,15,17,0.10);
      --border-gold: rgba(184,154,90,0.30);
      --font-serif: 'Cormorant Garamond', Georgia, serif;
      --font-sans: 'DM Sans', system-ui, sans-serif;
      --radius: 4px;
      --radius-lg: 10px;
    }

    html { scroll-behavior: smooth; }

    body {
      background: var(--surface);
      color: var(--ink);
      font-family: var(--font-sans);
      font-size: 16px;
      line-height: 1.6;
      font-weight: 400;
      -webkit-font-smoothing: antialiased;
      min-height: 100vh;
    }

    .container {
      max-width: 680px;
      margin: 0 auto;
      padding: 0 24px;
    }

    /* NAV */
    nav {
      padding: 28px 0 0;
      display: flex;
      align-items: center;
      justify-content: space-between;
    }

    .wordmark {
      font-family: var(--font-serif);
      font-size: 22px;
      font-weight: 600;
      letter-spacing: 0.04em;
      color: var(--ink);
      text-decoration: none;
    }

    .wordmark span { color: var(--gold); }

    .nav-back {
      font-size: 13px;
      color: var(--ink-3);
      text-decoration: none;
      letter-spacing: 0.01em;
      transition: color 0.2s;
      display: flex;
      align-items: center;
      gap: 6px;
    }

    .nav-back:hover { color: var(--gold); }

    .nav-back::before {
      content: '←';
      font-size: 14px;
    }

    /* HERO */
    .page-header {
      padding: 64px 0 48px;
      border-bottom: 1px solid var(--border);
      margin-bottom: 56px;
    }

    .page-eyebrow {
      display: inline-flex;
      align-items: center;
      gap: 8px;
      font-size: 11px;
      font-weight: 500;
      letter-spacing: 0.14em;
      text-transform: uppercase;
      color: var(--gold);
      margin-bottom: 20px;
    }

    .page-eyebrow::before {
      content: '';
      display: block;
      width: 20px;
      height: 1px;
      background: var(--gold);
    }

    .page-title {
      font-family: var(--font-serif);
      font-size: clamp(36px, 6vw, 48px);
      font-weight: 500;
      line-height: 1.10;
      color: var(--ink);
      margin-bottom: 20px;
    }

    .page-meta {
      font-size: 13px;
      color: var(--ink-3);
      letter-spacing: 0.01em;
    }

    /* CONTENT */
    .policy-body {
      padding-bottom: 96px;
    }

    .policy-section {
      margin-bottom: 56px;
    }

    .section-label {
      font-size: 11px;
      font-weight: 500;
      letter-spacing: 0.14em;
      text-transform: uppercase;
      color: var(--ink-3);
      margin-bottom: 20px;
    }

    .section-heading {
      font-family: var(--font-serif);
      font-size: 24px;
      font-weight: 500;
      color: var(--ink);
      margin-bottom: 16px;
      line-height: 1.2;
    }

    .policy-text {
      font-size: 15px;
      line-height: 1.8;
      color: var(--ink-2);
      font-weight: 300;
    }

    .policy-text p + p {
      margin-top: 14px;
    }

    .policy-text strong {
      color: var(--ink);
      font-weight: 500;
    }

    .policy-text a {
      color: var(--gold);
      text-decoration: none;
    }

    .policy-text a:hover {
      text-decoration: underline;
    }

    /* DATA TABLE */
    .data-table {
      margin: 28px 0;
      border: 1px solid var(--border);
      border-radius: var(--radius-lg);
      overflow: hidden;
    }

    .data-row {
      display: grid;
      grid-template-columns: 1fr 2fr;
      border-bottom: 1px solid var(--border);
    }

    .data-row:last-child {
      border-bottom: none;
    }

    .data-row-header {
      background: var(--surface-2);
    }

    .data-cell {
      padding: 14px 18px;
      font-size: 14px;
      line-height: 1.6;
    }

    .data-row-header .data-cell {
      font-size: 11px;
      font-weight: 500;
      letter-spacing: 0.10em;
      text-transform: uppercase;
      color: var(--ink-3);
    }

    .data-cell:first-child {
      border-right: 1px solid var(--border);
      font-weight: 500;
      color: var(--ink);
    }

    .data-cell:last-child {
      color: var(--ink-2);
      font-weight: 300;
    }

    /* THIRD PARTY LIST */
    .partner-list {
      margin: 24px 0;
      display: flex;
      flex-direction: column;
      gap: 0;
      border: 1px solid var(--border);
      border-radius: var(--radius-lg);
      overflow: hidden;
    }

    .partner-item {
      padding: 18px 20px;
      border-bottom: 1px solid var(--border);
      display: grid;
      grid-template-columns: 140px 1fr;
      gap: 16px;
      align-items: start;
    }

    .partner-item:last-child {
      border-bottom: none;
    }

    .partner-name {
      font-size: 14px;
      font-weight: 500;
      color: var(--ink);
      padding-top: 1px;
    }

    .partner-role {
      font-size: 14px;
      line-height: 1.6;
      color: var(--ink-2);
      font-weight: 300;
    }

    /* CONTACT BLOCK */
    .contact-block {
      margin-top: 32px;
      padding: 24px;
      background: var(--gold-pale);
      border: 1px solid var(--border-gold);
      border-radius: var(--radius-lg);
      font-size: 14px;
      line-height: 1.7;
      color: var(--ink-2);
    }

    .contact-block a {
      color: var(--gold);
      text-decoration: none;
    }

    .divider {
      width: 100%;
      height: 1px;
      background: var(--border);
      margin: 56px 0;
    }

    /* FOOTER */
    footer {
      padding: 28px 0 40px;
      border-top: 1px solid var(--border);
      display: flex;
      align-items: center;
      justify-content: space-between;
      flex-wrap: wrap;
      gap: 12px;
    }

    .footer-wordmark {
      font-family: var(--font-serif);
      font-size: 16px;
      font-weight: 600;
      color: var(--ink-3);
      letter-spacing: 0.04em;
    }

    .footer-wordmark span { color: var(--gold); }

    .footer-links {
      display: flex;
      gap: 24px;
      align-items: center;
    }

    .footer-links a {
      font-size: 13px;
      color: var(--ink-3);
      text-decoration: none;
      transition: color 0.2s;
    }

    .footer-links a:hover { color: var(--gold); }

    @media (max-width: 480px) {
      nav { padding-top: 20px; }
      .page-header { padding: 48px 0 36px; }
      .data-row { grid-template-columns: 1fr; }
      .data-cell:first-child { border-right: none; border-bottom: 1px solid var(--border); }
      .partner-item { grid-template-columns: 1fr; gap: 6px; }
      footer { flex-direction: column; align-items: flex-start; }
    }
    /* lists inside policy text (brief 94 D2, the one rule added with the move) */
    .policy-text ol, .policy-text ul { margin: 0 0 16px 22px; }